HockingValley.com
Can he just charge it to my account?!?
So four of my friends and myself, stayed in these cabins in hocking hills. I paid with a debit card. We had a lot of fun and all, but one of my friends broke a storm window that was in a closet. So without my authorization, or knowledge, the owner of the cabins, withdrew 107 dollars from my accound with my debit, and made my account negative. Before we left, we left a note explaining that it was an accident, and she is willing to pay for it, but to please not use my account. She left her phone number and he never called until he took it out of my account. Now i suddenly can't get through on the phone, and keep getting voicemail! Can he legally do that?! what should i do? I didn't sign anything, it was all over the phone....He didnt say anything about it.
Public Comments
- Why can't your friend give you the money plus the overdraft fees . . .
- If you read the agreement that you signed on to rent the unit, you will likely find that you authorized the owner to charge your account for damage that was caused while you rented the unit. You could have headed off the issue by making payment directly when the accident occurred.
- Yes he can legally do that. Your friend owes you $107. It really isn't wise to use a card tied to your bank account for such purposes. A credit card would give you a time lag to pay it cover the bill. This is one of the problems of the debit cards with the MC and visa logo.
If you go into the bank and talk to them, there is a chance they will remove the fees involved with the overdraft. You'd probably be amazed at how willingly they will do that in a face to face situation. However, if your account is regularly a shambles, it isn't nearly as likely.
fs
- It depends what the agreement says that you signed. Best to read it over, and find out if you signed anything relating to how the renter would handle issues such as damages. If you did not sign anything I believe he has to warn you before he does it, but he would still be able to. I suggest you re-read the contract and ask your frind for the $107 in the mean time.
- Yes, he can legally do that. Damaged property is the very reason most hotels/resorts require a credit card now, and do not accept cash-only payments. A credit card is still needed on the account just in case something is stolen/damaged
